Fast and Reliable

Enjoy fast and completely secure payments no matter where you are.

Earn rewards as you spend

Earn cashback and discounts when you make payments.

World-class support service

Reach us via phone, in-app chat and social media, 7 days a week. 

Loved By Over 1,000,000 Users

Jegede Olajumoke is a fashion designer from Nigeria who uses PalmPay for buying airtime.

“What makes PalmPay cool for me is that I can get cashback for all my airtime purchases, and I can use my PalmPoints to get a discount on my payments”.

Click on the video on the left to view her PalmPay story.

Fully Regulated & Secured

PalmPay is fully regulated everywhere we operate. The security of your money and information is our highest priority.

Feel safe transacting on the PalmPay app. The PalmPay platform is PCI-DSS Level 1 certified.

All the data we use is encrypted and protected. We follow GDPR standards when handling user data.

Our fraud engine and compliance teams monitor every transaction to protect you and your money.

The payment app that rewards you

Money Transfer

Free PalmPay to PalmPay and PalmPay to bank transfers for any amount (offer valid until 21 May)

Deposits

N100 in PalmPoints bonus per week for depositing N1000 or more via ATM card or bank transfer.

Airtime

10% cashback in PalmPoints on your first 5 transactions per month

Friend referral

N300 in PalmPoints for each new customer you invite – your friends get N100 each

Bill Payments

No convenience fees. 5% cashback in PalmPoints on your first 10 transactions per month

Partner promotions

Get a N500 discount the first time you use PalmPay to repay your PalmCredit or EasyBuy loan.

Money Transfer

Enjoy competitive money transfer rates from GHp25 and earn 50 PalmPoints instantly on transfers.

Friend referral

GHs6 in PalmPoints for each new customer you invite – your friends get Ghs6 as well.

Airtime

20% cashback in PalmPoints on your first 10 transactions per month.

PalmPay Virtual Card

Coming soon! Enjoy seamless online payments and 2% cashback in PalmPoints.

Bill Payments

No convenience fees. Use your PalmPoints to discount your bill payments by up to 50%.

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PalmPay App

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