
Fast and Reliable
Enjoy fast and completely secure payments no matter where you are.

Earn rewards as you spend
Earn cashback and discounts when you make payments.

World-class support service
Reach us via phone, in-app chat and social media, 7 days a week.
Loved By Over 1,000,000 Users
Fully Regulated & Secured
Feel safe transacting on the PalmPay app. The PalmPay platform is PCI-DSS Level 1 certified.
All the data we use is encrypted and protected. We follow GDPR standards when handling user data.
Our fraud engine and compliance teams monitor every transaction to protect you and your money.
The payment app that rewards you
Money Transfer
Free PalmPay and bank transfers for any amount for the first 3 transactions per day. Thereafter, N10.
Deposits
N50 in PalmPoints bonus per week for depositing N1000 or more via ATM card or bank transfer.
Airtime
Cashback on every transaction depending on the amount and usage frequency. Up to 15%!
Friend referral
Up to N300 cash for every friend you invite. Your friends earn the same as a welcome gift.
Bill Payments
No convenience fees. 2-3% cash back on up to 10 transactions per month.
Special Promotions
Get extra discounts, coupons and bonuses every month. Check back often!
Money Transfer
Enjoy competitive money transfer rates from GHp25 and earn 50 PalmPoints instantly on transfers.
Friend referral
GHs6 in PalmPoints for each new customer you invite – your friends get Ghs6 as well.
Airtime
20% cashback in PalmPoints on your first 10 transactions per month.
PalmPay Virtual Card
Enjoy seamless online payments and 2% cashback in PalmPoints.
Bill Payments
No convenience fees. Use your PalmPoints to discount your bill payments by up to 50%.
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